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Cash and Crew tipping guidelines

Essential Cash & Tipping Guide for Trekking in Tanzania

When preparing for a trek, especially in regions like Tanzania, planning your cash needs carefully is just as important as packing the right gear. Many trekking areas are remote, and card payments are rarely accepted on the mountains. Access to ATMs is also limited once your climb begins. Having the right mix of cash ensures a smooth and comfortable experience from arrival to departure.
Here is a well-structured and practical guide to help you plan.

Before the Trek

USD (Cash)

It is wise to arrive with $200–$300 USD in cash. This amount typically covers:
  • Visa fees on arrival (if applicable)
  • Airport tips and hotel tips
  • Emergency funds
  • Snacks, drinks, or small purchases before your climb
  • Backup funds in case of card or ATM issues
USD is widely accepted in tourism services, but clean, undamaged bills are important.
 

Tanzanian Shillings (TZS)

Carry approximately 200,000–300,000 TZS (about $85–$130) for:
  • Local transportation
  • Restaurant meals in towns
  • Convenience store purchases
  • Small local services where USD may not be preferred
While some places accept USD, paying in the local currency often provides a better value.

During the Trek

Tipping (Main Cash Requirement)

Tipping is a normal part of trekking culture and is a significant portion of your cash planning. Tips are usually given in USD and distributed at the end of the trek.
Typical daily tipping guidelines:
  • Lead Guide: $20–25 per day
  • Assistant Guide: $15–20 per day
  • Cook: $12–15 per day
  • Standard Porter: $8–10 per day
  • Specialized Porters (summit porter, toilet porter, waiter, personal porter, etc.): $11–13 per day
For a standard 7-day trek, total tips commonly range between $350 and $550 per climber, depending on group size and crew structure.
Tips are often pooled as a group and handed to the lead guide, who then distributes them fairly among the team. Many trekkers prefer to bring small denominations ($1, $5, $10, $20 bills) to make distribution easier.

After the Trek

USD

Plan for an additional $50–$100 USD for:
  • Hotel staff tips
  • Meals and drinks in town
  • Souvenirs and gifts
  • Driver or transfer tips

Tanzanian Shillings (TZS)

Keep around 50,000–100,000 TZS for:
  • Local restaurants
  • Taxi rides
  • Last-minute shopping
  • Small personal expenses

Cash Planning Summary

Recommended USD Total:
$600–$800 (this includes your trekking tips)
Recommended TZS Total:
250,000–400,000 TZS
This range gives you a comfortable buffer without carrying excessive cash.

Practical Money Tips

USD Bill Requirements
  • Bring a USD printed 2006 or newer.
  • Avoid torn, heavily worn, or marked bills.
  • $1, $5, $10, and $20 notes are very useful for tipping
Currency Exchange
  • Exchange a portion of your USD upon arrival at the airport or in major cities.
  • Hotels and banks also offer exchange services, though rates vary.
ATMs
  • Available in major cities like Arusha and Dar es Salaam
  • Withdrawal limits may apply.
  • Machines can occasionally run out of cash, so do not rely on them completely.
Safety
  • Divide your cash between bags or compartments.
  • Use a money belt or secure pouch.
  • Keep a small daily-use amount accessible and the rest stored securely.
Cards & Digital Payments
  • Credit cards are accepted in some hotels and high-end lodges.
  • Card payments often include a surcharge.
  • Cash remains the most reliable method in trekking areas.

 

These figures are general guidelines. Your actual needs may vary based on comfort level, shopping habits, and the type of trek you book. Planning ensures you can focus fully on the experience rather than worrying about money logistics.

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